01
Spend
Use Revolut cards for everyday spending, with features designed for both local and international use.
Independent informational resource
Your Independent Guide to Revolut
Simple, clear information about Revolut, its products, features, company growth and potential future IPO.
Revolut Guide is an independent informational resource and is not affiliated with or endorsed by Revolut.
The basics
What is Revolut?
Revolut is a technology-driven financial services company founded in London in 2015. It began with a focus on making international spending and money transfers easier through a mobile app and has since expanded into a broad range of financial products and services.
Depending on the customer's country, Revolut can provide services including payments, cards, money transfers, foreign exchange, savings, investing, business accounts and other financial products.
The exact products, fees, protections and availability vary by country and by the relevant Revolut entity.
80M+
Retail customers worldwide
750K+
Businesses using Revolut Business
160+
Countries and regions supported
Figures are based on Revolut's latest published company information and may change over time.
Company profile
Revolut at a glance
- Founded
- 2015
- Founded in
- London, United Kingdom
- Industry
- Financial technology / digital banking
- Products
- Personal finance, payments, cards, transfers, foreign exchange, savings, investing and business financial services
- Global reach
- More than 160 countries and regions, according to Revolut
- Customers
- More than 80 million retail customers globally
- Business customers
- 750,000+ companies
Products & features
What can you do with Revolut?
02
Send Money
Transfer money to other people and move funds between accounts, subject to applicable terms and availability.
03
Exchange Currencies
Exchange supported currencies through the app, with rates and fees depending on the plan, currency and transaction.
04
Save
Access savings-related products where available. Product availability and applicable rates vary by country.
05
Invest
Explore investment-related products where available. Investing involves risk and products are subject to eligibility and local regulation.
06
Business
Revolut Business provides financial tools designed for companies, including business accounts, payments and expense management.
Features, fees and eligibility vary by country and plan. Always check official Revolut documentation for your region.
Revolut IPO · Last updated: September 2026
Revolut IPO: What We Know
Revolut has not yet completed an initial public offering (IPO). The company remains privately held, while its leadership has publicly discussed the possibility of a future stock-market listing.
IPO Status
Not yet listed
Privately held · No confirmed date
Where could Revolut list?
In September 2026, Revolut CEO and co-founder Nik Storonsky said the company was considering a potential dual listing involving the London Stock Exchange and Nasdaq in the United States. The company has not announced a completed IPO or a definitive listing date.
Potential timing
Recent reporting has referenced a possible IPO around 2028, but this is not a confirmed IPO date. Any future listing would depend on a range of factors, including company decisions, market conditions, regulatory requirements and investor demand.
IPO timeline
2015
Revolut founded in London.
2025
Revolut reached a reported private valuation of $75 billion following a share sale.
2026
Revolut leadership publicly discussed potential future stock-market listings, including London and Nasdaq.
2026+
Potential future IPO — not confirmed.
2028
Some reporting has referenced 2028 as a possible timeframe, but no definitive IPO date has been announced.
IPO plans can change. This page should be treated as informational rather than an announcement of a future Revolut listing.
Explainer
Why is the Revolut IPO important?
An IPO would allow shares in a privately held company to become publicly traded on a stock exchange. For Revolut, a future IPO could potentially provide access to public capital markets and allow existing shareholders to trade shares publicly.
However, an IPO would also involve regulatory requirements, public financial reporting, market scrutiny and other obligations associated with being a publicly listed company.
Public Markets
Potential access to a much broader pool of investors.
Transparency
Public companies generally face extensive reporting and disclosure requirements.
Shareholder Access
A public listing can create a market where eligible investors can buy and sell shares.
Financial results
Revolut's Growth
Revolut has expanded significantly since its launch in 2015. According to its 2025 annual report, group revenue increased 46% to £4.5 billion in 2025, while profit before tax reached £1.7 billion and net profit reached £1.3 billion.
£4.5B
2025 revenue
£1.7B
2025 profit before tax
£1.3B
2025 net profit
80M+
Retail customers worldwide
These figures are based on Revolut's published 2025 annual report. Historical financial performance should not be interpreted as a prediction of future performance.
For companies
Revolut for Business
Revolut Business provides financial tools for companies, including business accounts, payments, cards and expense-management features. Revolut reported more than 750,000 companies using Revolut Business in 2025.
£277B
2025 Revolut Business transaction volume
750K+
Businesses using Revolut Business
16%
Share of total group revenue attributed to Revolut Business in 2025
Global expansion
From Fintech Startup to Global Financial Platform
Since its launch in 2015, Revolut has expanded from a digital finance startup into a global financial services platform. The company now serves customers across more than 160 countries and regions and continues to expand its banking infrastructure and regulatory footprint.
160+ countries & regions
United Kingdom
Revolut's home market, where the company was founded in 2015.
Europe
A large customer base across many European countries. Availability varies by market.
United States
Services offered to US customers; products and terms differ from other regions.
Australia
Local offering for Australian customers. Availability varies by market.
Asia-Pacific
Presence in selected Asia-Pacific markets, subject to local regulation.
Latin America
Ongoing expansion into selected Latin American markets. Availability varies by market.
Availability varies by market. Products, protections and pricing are not identical across regions.
Business model
How Does Revolut Make Money?
Revolut's revenue comes from multiple activities rather than a single source. The exact revenue mix changes over time as products, customer behaviour and markets evolve.
Payments & Card Activity
Revenue associated with card payments and related services.
Foreign Exchange
Revenue associated with currency exchange and related activity.
Subscriptions
Paid personal and business plans contribute subscription revenue.
Business Services
Business accounts, payments and related financial tools generate revenue.
Other Financial Services
Additional financial products and services contribute to the company's diversified revenue base.
Is Revolut a bank?
Revolut's regulatory status depends on the country and the specific Revolut entity providing the service. In some markets Revolut operates through licensed banking entities, while other markets may involve different regulated entities or permissions.
Customers should check the legal entity, applicable deposit protection and regulatory information relevant to their country.
Always check the official Revolut documentation for the latest information applicable to your country.
Latest developments
Latest Revolut News & Explainers
Editorial summaries of publicly reported developments, plus explainers written by Revolut Guide. See the sources below for original reporting.
IPOSeptember 2026
Revolut discusses a possible London and Nasdaq dual listing
Revolut's CEO has discussed a potential dual listing. No IPO date or final decision has been announced.
View sourcesCompany2026
2025 annual report: revenue up 46% to £4.5B
Revolut's published 2025 annual report shows £1.7B profit before tax and £1.3B net profit.
View sourcesBusiness2026
Revolut Business passes 750,000 companies
Revolut reported more than 750,000 business customers and £277B in business transaction volume in 2025.
View sourcesCompany2025
Reported $75B private valuation
A 2025 share sale reportedly valued Revolut at $75 billion. This is a private-market valuation, not a share price.
View sourcesBankingEditorial
Explainer: why Revolut's status differs by country
Revolut operates through different regulated entities around the world. Here's why protections and products vary.
View sourcesExpansionEditorial
Explainer: what '160+ countries and regions' means
Revolut says it supports customers in more than 160 countries and regions — but product availability varies.
View sourcesTransparency
Sources
Official Revolut information
External links open third-party websites. Revolut Guide is not responsible for their content.
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